Funded Simulated Account Agreement

Provider FUNDED IQ LLC, a limited liability company registered at Euro House, Richmond Hill Road, Kingstown, Saint Vincent and the Grenadines.

Questions Email support@fundediq.com.

About This Document

This document forms part of your legal relationship with FUNDED IQ LLC. In this document, we, us, and our mean FUNDED IQ LLC. You and your mean you as the person this document applies to. Read this document together with the General Terms and Conditions and any Product Schedule, programme terms, agreement, or policy incorporated into your Order or account.

FundedIQ provides simulated CFD evaluation and funded-account services. FundedIQ is not a broker, deposit-taker, custodian, or investment adviser, and the balances shown in FundedIQ accounts are not customer funds.

1 Parties and Acceptance Record

This Agreement is between FUNDED IQ LLC and you, the verified trader identified in the electronic Acceptance Record. The Acceptance Record includes your legal name, profile identifier, contact details, Order and challenge identifiers, funded account identifier, Product Schedule version, Agreement version, acceptance timestamp, and electronic-signature evidence. It forms part of this Agreement.

2 Account Appointment

We appoint you, on a personal and revocable basis, to operate the funded simulated account described in the Product Schedule. You accept that the appointment is limited to the simulation, creates no authority to bind us, and does not make you an employee, worker, partner, agent, fiduciary, franchisee, or manager of client assets.

3 Conditions Before Issue

We issue credentials only after successful KYC and sanctions screening, verified payment ownership, approval of the qualifying evaluation where applicable, and execution of this Agreement. We may require refreshed checks before issue if material information changes.

4 Simulated Account

The nominal balance, equity, positions, fills, profit, and loss are simulated accounting entries. They are not owned by you and are not redeemable. We decide whether, when, and how to use aggregate or individual trading information for risk management, research, hedging, or separate proprietary activity. You have no interest in or claim over any external transaction.

5 Personal Performance Obligation

You must make every trading decision personally and retain control of the account. Credentials may not be shared. No third party may trade, manage, pass, rent, mirror, or control the account. Personal risk-management software, a personal VPS, and permitted strategy tools may be used only within the Product Schedule and Trading Rules and must not transfer decision-making or access to another person.

6 Applicable Rules

The Product Schedule and captured Trading Rules are incorporated into this Agreement. They state risk limits, drawdown method, trading permissions, exposure limits, inactivity, consistency rules, reward share, reward cycle, and other account terms. You must monitor the dashboard and allow a prudent margin from hard limits; display latency does not change the authoritative calculation.

7 Performance Reward

Subject to this Agreement, we may pay you the stated share of Eligible Net Simulated Profit for an approved Reward Period. The calculation, request procedure, balance adjustment, review, deductions, and payment are governed by the Performance Reward Policy. The reward is contractual consideration for compliant simulated performance and associated analytical value; it is not a withdrawal, salary, investment return, or share of a live account.

8 Reward Conditions

• The account remains active and no hard breach occurred before the cut-off
• All positions and orders are in the state required by the Product Schedule
• The minimum time, profit, consistency, and request thresholds are met
• KYC, sanctions, payment ownership, tax, and payout-destination checks are current
• No material prohibited practice, manipulation, technical exploitation, or reward fraud is established

9 Data and Strategy Information

We own the platform records and may collect, analyse, aggregate, reproduce, model, and use account activity to operate the service, enforce rules, improve risk systems, and inform proprietary decisions. You retain ownership of original materials you submit but grant us a worldwide, non-exclusive, royalty-free licence to use them for those purposes. We will not publicly identify you with a strategy without your permission, except where law permits or requires disclosure.

10 Confidentiality

Non-public account credentials, risk models, investigation methods, security controls, and information expressly marked confidential must not be disclosed or misused. This does not prevent disclosure to a professional adviser under confidentiality, to an authority, or where law requires. Public programme rules and your own account history are not confidential merely because they appear in a dashboard.

11 Compliance Review

We may request trading explanations, platform logs, proof of device control, proof of payment or payout ownership, tax forms, source-of-funds information, or refreshed identity evidence. Requests must be proportionate to the identified risk. You must respond accurately within the stated reasonable period.

12 Suspension

We may suspend trading, close simulated positions, or pause a reward while investigating a hard breach, prohibited practice, compromised credential, sanctions hit, fraud signal, provider error, payment reversal, or material data inconsistency. Suspension is not a final adverse finding. We will review the evidence promptly and communicate the outcome unless disclosure is legally restricted.

13 Termination

Either party may terminate on written notice. We may terminate immediately for a hard breach, fraud, sanctions restriction, serious prohibited practice, false KYC information, third-party account operation, abusive conduct, or material non-payment. If we terminate the account without fault by you, we will fairly assess any eligible reward accrued through the effective cut-off. No reward is due on fabricated, manipulated, prohibited, or non-qualifying activity.

14 Taxes and Payment Details

You are responsible for tax status and liabilities. Reward details must belong to you unless we approve a lawful business payee after due diligence. We may deduct legally required withholding and reasonable payment-provider charges disclosed before payment.

15 Liability and Disputes

The General Terms’ disclaimers, liability limits, complaints process, governing law, and jurisdiction apply. You may appeal a trading or reward decision under the Complaints and Appeals Policy. The parties will first try in good faith to resolve a formal complaint using that process without preventing urgent legal relief or mandatory rights.

16 Term and Survival

This Agreement starts at electronic acceptance and continues until the account and all pending reviews close. Confidentiality, intellectual property, data, taxes, accrued payments, liability, disputes, and records provisions survive to the extent needed for their purpose.

17 Electronic Acceptance

By selecting the acceptance control or applying your electronic signature, you confirm that you have read, understood, and agreed to this Agreement, your Product Schedule, the Trading Rules, the Performance Reward Policy, and the documents incorporated through the General Terms and Conditions. Your Acceptance Record identifies the version, account, time, and authentication evidence for your signature.