General Terms and Conditions

Provider FUNDED IQ LLC, a limited liability company registered at Euro House, Richmond Hill Road, Kingstown, Saint Vincent and the Grenadines.

Questions Email support@fundediq.com.

About This Document

This document forms part of your legal relationship with FUNDED IQ LLC. In this document, we, us, and our mean FUNDED IQ LLC. You and your mean you as the person this document applies to. Read this document together with the General Terms and Conditions and any Product Schedule, programme terms, agreement, or policy incorporated into your Order or account.

FundedIQ provides simulated CFD evaluation and funded-account services. FundedIQ is not a broker, deposit-taker, custodian, or investment adviser, and the balances shown in FundedIQ accounts are not customer funds.

1 Agreement and Provider

These General Terms form a binding agreement between FUNDED IQ LLC, registered at Euro House, Richmond Hill Road, Kingstown, Saint Vincent and the Grenadines, trading as FundedIQ, and you when you visit, register for, purchase, or use a FundedIQ service. By accepting these Terms electronically or using a paid service, you confirm that you have read, understood, and agreed to the applicable legal framework.

References to FundedIQ, we, us, and our mean FUNDED IQ LLC. References to you and your mean the individual account holder. If we approve a business account, those terms also include that legal entity and its authorised representative.

2 Nature of the Service

We provide skill-evaluation, simulated trading, analytics, educational, account-administration, and conditional performance-reward services. All challenge and funded accounts use simulated funds and simulated CFD trading conditions. You do not deposit capital for trading, own the displayed balance, acquire a financial instrument, or direct us to execute a live market transaction.

We are not a broker, dealer, exchange, investment firm, custodian, portfolio manager, investment adviser, fiduciary, bank, or deposit-taker. Company registration in Saint Vincent and the Grenadines is not a financial-services licence, regulatory approval, or endorsement.

3 Eligibility

• You must be at least 18 years old and have legal capacity to contract in your country.
• You must act for yourself, maintain one genuine profile, and provide accurate current information.
• You must be located in and ordinarily resident in a place we serve and must not be a sanctioned or prohibited person.
• You must not be an employee, contractor, platform provider, or close associate using confidential FundedIQ information unless authorised in writing.
• You must complete any identity, payment-ownership, tax, sanctions, fraud, and enhanced due-diligence checks requested for the service.

4 Account Registration and Security

Your account is personal and non-transferable. You must use accurate details, a secure password, and any available multi-factor authentication; protect credentials and devices; and notify us promptly of suspected unauthorised access. You are responsible for activity performed through your credentials until you notify us, except to the extent the activity results from our failure to use reasonable security.

We may request re-authentication, freeze sensitive changes, end active sessions, or temporarily restrict access when account integrity is in doubt.

5 Orders Fees and Payment

Each checkout submission is an offer to purchase the service shown in the Order. We accept the Order when payment is confirmed and an order confirmation is issued. The Order states the price, currency, tax treatment, product, simulated balance, and applicable versions. Fees buy access to services; they are not deposits, investments, stakes, margins, or client money.

You may use only a payment method you are authorised to use. We and our payment providers may verify ownership, screen a transaction, apply currency conversion, or refuse or refund a payment. You are responsible for bank, card, blockchain, network, conversion, and intermediary charges unless the Order states otherwise.

6 Provision and Technical Requirements

Services depend on compatible devices, internet access, trading-platform software, accurate time settings, and third-party infrastructure. We may maintain, update, replace, or suspend a platform where reasonably necessary. Planned maintenance will be notified when practicable. We will investigate a properly evidenced platform incident under the Trading Rules.

7 Programme Rules

Your Product Schedule and captured Trading Rules define the applicable targets, loss limits, drawdown method, minimum or maximum trading periods, leverage, instrument availability, trading permissions, inactivity rules, consistency rules, and funded-stage reward terms. Website summaries are convenient descriptions only. The captured Product Schedule and Trading Rules control.

8 Reviews KYC and Funded Status

Passing a numerical evaluation does not itself create a funded account or an unconditional right to a reward. We may verify rule compliance, trading authenticity, account ownership, payment ownership, eligibility, and KYC information. A funded simulated account is issued only after approval and electronic acceptance of a separate Funded Simulated Account Agreement for that account.

9 Rewards

A performance reward is a contractual payment calculated from eligible net simulated profit under the Product Schedule, Funded Simulated Account Agreement, and Performance Reward Policy. It is not a withdrawal of displayed funds, investment return, wage, dividend, or entitlement to profits from any live trading activity. Rewards remain subject to verification, offsets, taxes, payment availability, and the absence of a material breach.

10 Fair Use and Prohibited Conduct

You must comply with the Trading Rules, Acceptable Use and Community Standards, and Intellectual Property and Brand Use Policy. Prohibited conduct includes identity or payment misuse, account sharing, third-party trading, challenge-passing services, coordinated evasion, manipulation, exploitation of stale or erroneous prices, attacks on systems, document fraud, reward fraud, and sanctions or location circumvention.

11 Monitoring and Decisions

We may use automated alerts, rules engines, device and network signals, platform records, payment data, and human review to detect breaches and protect the service. A signal alone is not necessarily a finding. Material decisions use documented evidence and are eligible for the review or appeal described in the Complaints and Appeals Policy, except where law prohibits disclosure.

12 Suspension and Termination

We may suspend an account while investigating suspected fraud, sanctions exposure, security compromise, payment reversal, serious rule breach, or platform integrity issue. We may terminate for a material or repeated breach, unlawful use, inability to verify identity, abusive conduct, or non-payment. Where practicable, the notice states the basis, effective time, account effect, and next step. Immediate action may be taken to contain harm.

You may stop using the service or request account closure. Closure does not erase accrued rights, payment obligations, investigation records, confidentiality duties, intellectual property rights, or records that must be retained.

13 Third Party Services

We may use trading-platform, hosting, identity-verification, payment, communications, anti-bot, analytics, and data providers. Their availability and separate terms may affect your use. We remain responsible for our own obligations but do not control an independent provider’s systems or decisions.

14 Intellectual Property

We and our licensors own the services, software, designs, text, databases, reports, brands, and derived analytics. You receive a limited, revocable, non-exclusive, non-transferable licence to use the service for its intended personal purpose during your account term. The Intellectual Property and Brand Use Policy contains the detailed restrictions.

15 Taxes

You are responsible for determining, reporting, and paying taxes, duties, social contributions, and other public charges arising from fees, refunds, rewards, affiliate commission, or your relationship with us. We may request tax information, withhold where law requires, and report payments to authorities.

16 Disclaimers

The service is provided on an as-available basis. We do not promise that you will pass, receive a funded account, receive a reward, earn income, improve performance, or have uninterrupted access. Historical or simulated performance does not predict future performance. Nothing on the service is investment, legal, tax, or financial advice.

17 Liability

Nothing excludes liability that cannot legally be excluded, including liability for fraud or fraudulent misrepresentation and any liability for death or personal injury caused by negligence where applicable. Subject to that rule, we are not liable for indirect, incidental, special, punitive, or consequential loss; loss of opportunity, reputation, data, or anticipated profit; market movement; or third-party platform failure outside reasonable control.

Subject to mandatory law, our aggregate liability arising from a claim is limited to the fees you paid to us for the affected Order during the twelve months before the event giving rise to the claim. This limit does not reduce an approved reward already due under an undisputed reward decision.

18 Indemnity

You will compensate FundedIQ for reasonable losses, claims, penalties, provider charges, and costs caused by your unlawful use, fraud, intellectual-property infringement, unauthorised third-party access, chargeback abuse, or material breach. This does not apply to losses caused by us or to the extent prohibited by consumer law.

19 Events Beyond Reasonable Control

Neither party is liable for delay caused by events beyond reasonable control, including widespread network failure, provider outage, cyberattack, natural disaster, war, civil disorder, government action, sanctions change, or power failure. Payment obligations already due and our duties to use reasonable security are not excused. We will take reasonable steps to limit disruption.

20 Notices

We may send operational and legal notices to the email, dashboard, or verified contact channel associated with your account. You must keep those details current. You must send legal notices to us to support@fundediq.com with the subject Legal Notice and enough information to identify you and the issue.

21 Governing Law and Courts

These Terms and non-contractual obligations arising from them are governed by the laws of Saint Vincent and the Grenadines. Subject to any mandatory right to bring a claim elsewhere, the courts of Saint Vincent and the Grenadines have exclusive jurisdiction. This clause does not remove non-waivable consumer rights in your country of residence.

22 General Provisions

If a provision is invalid, it is adjusted to the minimum extent necessary and the remainder continues. Delay in enforcement is not a waiver. You may not assign the agreement without written consent. We may assign it as part of a genuine restructuring, financing, or sale if the assignment does not materially reduce trader protections. No person other than the parties has enforcement rights unless the document expressly says otherwise. The legal framework and Order are the entire agreement for the service.